Life is full of good and bad experiences but I seem to find the most pleasure from fleeting moments of each day. Sure I get frustrated a lot more than I should but every now and then "just a little is enough" to keep me going.
Saturday, May 28, 2011
Campground Weekend
Friday, May 20, 2011
This week's Friday night wine indulgence
Wednesday, May 18, 2011
Another morning at the ranch

Tuesday, May 17, 2011
Blooming madness
Monday, May 16, 2011
Sunday, May 15, 2011
Planning ahead, with a little bit of help
Procrastination – a character fault or a lifestyle choice. More truth in the former and more mirth in the latter. One subject that has been victim to my procrastinating has been serious retirement planning. Always in the back of my mind that I'd study up on the subject of retirement planning I've been fortunate that participating in my employer's 401K retirement savings program hasn't left me in a hopeless situation – but could it be better? Here are a couple of things that can cause trepidation in many a guys soul, making a doctor's appointment and making an appointment with a financial adviser. Either way with no justification we figure we're going to hear bad news. It'll be a prostate thing or work until we die. Ironically both have a lot to do with age. With that said Carol and I recently met with a financial adviser (insert reader relief here). The scary thing on the subject is how to find the right adviser. Fortunately for us Lois and Jim were able to give us a reference on their adviser who has "more than paid for the fee" of his services. After our first consultation with "Shawn" we are off to a good start and he felt we
are in a good shape at this stage with our 401ks and IRAs and will be able to build upon it to retire comfortably. He'll be reviewing our present portfolio and in a short time meet with us to go over his recommendations on how best to move ahead. If there is one aspect that I'll be glad to get help with will be the allocation of my investment choices. I'm pretty sure that I'm a more than a little heavy on aggressive funds to the point where I've felt that if I did anything, it would be the wrong thing. One of the best things about this process has been Carol and I discussing what we'd like to be doing in retirement. Where we'll live, what we'll do with our time, personal projects, some traveling, volunteering, part time work. Nothing settled yet, it will be a subject we'll revisit regularly and will be on the forefront of our thinking here on in now that we are getting a handle of our financial future.
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